Privacy Policy
This privacy policy sets out how we use and protect any information that you give us when you use this website. We are committed to ensuring that your privacy is protected. We will only use the information that we collect about you lawfully in accordance with the General Data Protection Regulation May 2018. We may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes.
Identicom Digital S.L. is a marketing company that specializes in providing mortgage enquiries to qualified brokers in the UK. Our registered address is Carrer De L'Eqaudor 3, 5.1, Barcelona, Spain, 08029. Our company registration number is: RGE841015882014
You may contact us by post at the address above, by email: contact@1clickremortgage.co.uk
Identicom Digital is committed to lawfully processing your information and respecting your privacy.
We will collect the following information:
Your name and date of birth
Your email address and telephone number
Your postcode
Your reason for mortgage
The estimated value of your property
The amount you with to borrow
Your employment status
Your credit status
Any debts your may have
We collect this information so that the mortgage broker we refer you to has a clear picture of your circumstances and can evaluate and recommend products to you.
The purpose for which we use this information and the legal basis under data protection law is as follows:
We collect this information as it is in our legitimate interests or that of a third party in order to provide advice and make personal recommendations and subsequent processing of applications.
Once you have submitted your details on the website, your information will be passed to a third party, which will be either an authorized mortgage broker or mortgage broker company.
Your information is stored on secure servers located within the EU.
Your information is held on our systems for a minimum of 7 years from the date of your last transaction through our services. This does not affect your rights as a data subject (Natural Person).
Anonymised information may be passed to companies who require statistical or performance data regarding commercial relationships between companies. This data will not contain any information that identifies who you are and will not compromise your privacy or security.
Your right to be informed
This privacy notice is part of the process where you have the right to be informed. If we collect information from third parties that you have provided, we will provide this information within a reasonable period but no later than one month.
Your right of access
You have the right to obtain confirmation that your data is being processed. You also have the right to access your personal data and to verify the lawfulness of processing.
Any request is free of charge however we may charge a reasonable fee if the request is excessive. We may also charge if subsequent requests are made for the same information.
We will ensure that any data subject access request is provided within one month of receipt.
We will need to verify your identity as part of this process using reasonable means. Generally, this is by letter or electronically by email.
Your right of rectification.
You have the right to have any inaccurate information corrected or completed if incomplete. This can be made verbally to the advisor or in writing.
We will correct any data we hold within one month of being notified. We will not charge to amend or correct your data unless it is excessive.
We may need to verify your identity in order to make the requested changes.
If we have provided this information to other parties, we will contact each of them individually to update their records of your data.
Your right to erasure
You have the right to have your personal data erased. This is known as your right to be forgotten. Such a request can de made either verbally or in writing.
We will respond to any request within one month of receipt of the request.
We will not charge a fee for erasing your data. We will also need to verify your identity of each individual persons exercising the right to be forgotten.
Your right to restrict processing
You have the right to request that we restrict or stop using your personal information. We may continue to store the information but will stop using it.
Your request can be made verbally or in writing and will be responded to with undue delay and no later than one month from the date of request.
Rights to object
You have the right to object to your personal data being used. If you wish for us to stop using your personal data we will do so without delay.
Rights in relation to automated decision making and profiling
We do not carry out automated decision making. We may however use some of your personal data on an anonymised basis for internal statistical and / or marketing reasons, For example, we may use your mortgage balance along with other clients in a given period to derive marketing optimization figures and improve the advertising campaigns we run. This information is used to help the company target relevant audiences more effectively.
You can object to your data being used this way. In such an event, we will not use your information as part of our profiling
Your right to complain
If you have a complaint about our use of your information, you can contact the Information Commissioner's Office via their website at www.ico.org/concerns or write to them at:
Information Commissioner's Office Wycliffe House Water Lane Wilmslow Cheshire SK9 5AF
A cookie is a small text-only file which is stored on your computer or mobile device when visiting a website to help it function or to track your visits. The 1clicklifeinsurance website requires cookies to work correctly. By opting-in to the website you agree to the use of cookies by Identicom Digital S.L. Further information can be obtained at http://www.allaboutcookies.org. The table below explains the cookies that are used.
In addition, the below cookies may be placed on your computer in order to identify web site visitors that have agreed to the use of their data for 3rd party online advertising, insight, analytics and content personalisation. This cookie is anonymous and is encrypted and only contains a code that identifies segments to partners who may use the cookie for the purposes of targeted advertising by tracking your online activity. Information provided by cookies are only used for advertising purposes. Information is collected, stored and used separately for each advertising partner.
These cookies allow Identicom Digital to collect information about how visitors use the website. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. Click here for an overview of privacy at Google: https://support.google.com/analytics/answer/6004245
Google uses cookies to serve more relevant ads across the web and limit the number of times a given ad is shown to you. When you visit a website, view an ad, or click an ad supported by Google's advertising services, Google may set a cookie on your browser. This advertising cookie will appear in your browser as coming from the domain "doubleclick.net". Learn more about Googles Policies
Identicom Network uses cookies to track the source of your visit to the 1clicklifeinsurance website.
Google and remarketing
From time to time Identicom Digital S.L. uses a cookie based system known as 'remarketing' to advertise online. This means we sometimes place a cookie on visitors' computers or devices that other companies, like Google, use to advertise our products to you on other websites around the web. This allows us to target the adverts based on your past visits to our websites.
If you wish, you can opt-out of Google's use of these cookies by visiting http://www.google.com/settings/ads, or you can opt out of other companies' use of these cookies by visiting the http://www.networkadvertising.org/managing/opt_out.asp.
Opting out does not mean you will no longer receive online advertising. It does mean that the company or companies from which you opted out will no longer deliver ads tailored to your web preferences and usage patterns.
Links To Other Websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information, which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
About Us
1clickremortgage.co.uk is an independent Mortgage website owned and operated by Identicom Digital S.L. No advice is provided but we refer you to our trusted partners who search the market to find you the best mortgage quote. The brokers will search the market on your behalf across hundreds of suppliers and ensure the quote matches your personal circumstances. The independent advisors that we refer you too are regulated by the Financial Conduct Authority. We recommend that you also seek independent advice from your IFA. Identicom Digital S.L. is registered with the ICO. No:ZA108868
Terms and Conditions
This site is intended for use only by those who can access it from within the UK
This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.
If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved or if you have questions on a particular product or service please contact us
We will update the content of this notice from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure your information is up to date.
It is your responsibility to ensure that your computer is virus protected. We accept no responsibility for any loss you may suffer as a result of accessing or downloading information from this site.
Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up to date, it is nonetheless supplied on an "as is" basis and accordingly we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made available within these pages, we recommend you seek verification by contacting us
Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.
This website may also contain links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.
In accordance with the guidelines and rules set out in the Data Protection Act 1998. We will not disclose your personal details to any third parties unless it is necessary to do so. On those occasions when we do need to disclose personal information, such as preparing Key Facts Illustrations for you, processing your business, or obtaining compliance and regulatory advice, we will do so on a confidential basis and in accordance with the Data Protection Act.
We have notified our processing of personal data under the Data Protection Act 1998. We respect your personal privacy and will not use your personal information in any way that we would not accept ourselves. We have set out the following information about how we manage the personal information that we do collect. If you have any comments or concerns regarding our privacy policy please contact us.
We collect personal data to enable us to identify you and to deliver personalised offers and promotions based upon your demographics and product purchase profile, and for the purposes of statistical analysis. The information is used for system administration purposes and to form personalised profiles and demographics that we may use to improve the content of our communications to you.
We will not sell, rent or disclose your personal details to any third parties, except:
When required to do so by law
In response to a valid legal request by a law enforcement officer or government agency
When you have explicitly or implicitly given your consent.
Under the Data Protection Act 1998 you can request copies of the personal information we hold on you by contacting us via writing